Buy to Let
Why work with GMSL on Buy to Let?
The structure of the Buy to Let market has changed for Landlords who are looking to grow their portfolio. Changes such as second property stamp duty, changes in underwriting and criteria by the PRA and mortgage interest tax relief have all been contributory factors.
The Limited Company Buy to Let market has also grown due to tax changes allowing a Ltd company to offset full mortgage interest against rental income.
At GMSL we use our specialist knowledge to access niche BTL lenders to best suit your clients needs.
AREAS WHERE WE CAN HELP
- Up to 85% LTV
- No maximum loan size
- First time buyer landlords (FTBL)
- First time landlords (FTL)
- No minimum income
- Limited company (SPVs)
- Rental top slicing
- 100% rental interest coverage ratio (ICR)